Because it’s not like anybody is going to be reading our blog today anyway. Heck, *we* won’t be reading our blog!
Next year is kind of exciting for IRA lovers because the amount you can save in an IRA is going up. In 2012 you could invest $5000 per person. In 2013 you can invest $5500. How cool is that?
401(k) and 403(b) limits are also going up. Last year, a mere $17000. This year, a full $17500.
With time and compounding these extra $500 tax-advantaged contributions will start to add up, especially if you’re married and it’s more like $1000.
Of course, with our state-employment options there’s no way we’ll be maxing out all our tax-advantaged accounts (457 limits are also going up another $500), so getting the additional $500 room isn’t helping us because we didn’t have the $39000 ($17000 + 17000 + 5000) to put away last year, much less $40500 this year (wouldn’t it be neat if we could get raises? hahahahahaahaaaa *sigh*), but for all you folks that don’t have access to that 457 plan, try to use that new extra room to its fullest extent!