My employer switched health insurance companies/networks recently and a service that used to cost $75 with the old network’s discounts now costs $175 with the new network, apparently there is no discounted price. It’s the exact same service and a month apart, so it’s not like prices went up in the meantime. I told the benefits department at my company this and they gave me a bunch of bullcrap about how the new network is supposed to save us money and unfortunately my case is one where it costs more than twice as much. There’s a distribution list and I asked and there are other people seeing similar increases in service costs.
While I can absorb this, it is rather annoying and I now have the high deductible plan, so it is 100% my cost. I did finally get the bill in the mail from the provider and sure enough, it is $175 like the insurance company’s website said it would be. Do you think that I can call the provider and try to negotiate my own discount since there was such a large discrepancy between back to back visits? I really wish my employer would do something like this since we as individuals have no pull with the insurance company, but they have enough employees that they probably would…
Well, the only time we’ve ever had luck negotiating with an insurance company is when we’ve been in the right. And even then it has sometimes taken multiple phone calls. Still, it’s always worth a shot, if you think your time is worth it– you can report back to us.
What do our readers think? Have you ever had any success negotiating with an insurance company? Any thoughts for L?