DH gets paid 2x a month. The second check usually sometime between the 19th and the 23rd. This month on the 21st, DH got an email saying his paycheck would be delayed for a few days waiting on a check from a couple of government agencies. (Is this a good sign for the future of the company? Probably not…) Hopefully by the time this posts it’ll have cashed [update: it did], but we’ll see. Both agencies said that “the check is in the mail” and suggest the holidays have slowed transit down. It’s possible.
I gotta say, I sure am glad that I keep a deep emergency fund and I’d already transferred 2K to checking to cover the late-month expenses. We’re fine until Jan 6th at which point if he doesn’t get at least one of his paychecks I’ll have to transfer more money from savings. (My paycheck posts to savings.)
I’m so glad we’ve kept our required expenses down low enough and our savings up high enough that we can handle this. And that although I’m a little worried about DH being unemployed in April, give or take, we can handle it (and we can handle it partly because I argued for a raise last year and partly because we’re almost done with the principal and interest parts of the mortgage, among other things). There are times in the past where this state of affairs would be pretty scary, but thankfully now it’s more of a meh, we’ll see what happens.
Also reminds me that I should process some dependent daycare account reimbursements, since that’s one of the ways I used to smooth out cash-flow problems, but I guess that will have to wait until January when school is back in session.
What do you do when a paycheck or reimbursement is slow to come?