Back in the day, like a month or two ago, I would write out the check for daycare when I was writing out the mortgage check, generally sometime after we got DH’s second payroll of the month but before I got my monthly pay. It was a nice system. I’d also do the piano lesson monthly check and the violin lesson check at the same time (both music lessons are supposed to bill us via email, but they don’t always get around to it before daycare is due). Most of our other bills auto-bill to the credit card which makes life a lot easier.
Our credit card bills, although they get taken out of checking sometime in the second week of the month, actually come at a time that is completely inappropriate for trying to remember to pay the kids’ bills. I don’t really want to change when we get them because that would also change when they take money out of the account, and I like when they’re situated right now.
So now I have to have some way of remembering that it’s the first of the month and we need to pay these bills. This month what happened was on the 2nd of the month I dropped DC2 off at daycare (normally DH’s job) and as I walked out the door I noticed a sign reminding us to pay for the month (and that this month is silly sock Fridays). Sadly, DH never looks at these signs even though he’s the most likely to see them.
DH did put a reminder on his phone google calendar as a back-up plan. I might also do that on my work calendar, but I usually only look at that at work where I don’t have my checkbook, so it would just add to my mental clutter.
As for me, I need to pin the paying the daycare event to some other event. It can’t be “I get paid” because that doesn’t happen during the summer (though that’s probably what I’ll be doing in the absence of other cues). It can’t be “DH gets paid” because his first paycheck is too late and his second is way too early. This month I’ll be looking for other end of the month/first of the month cues to see if paying the daycare can be added as a new habit.
I am strongly tempted to just prepay for the rest of the year, except that last time I did that the daycare went out of business.
How do you remember to pay bills that aren’t actually billed?