One of those bloggers who makes a ton and spends a ton and is always complaining about debt/bragging about purchases/letting other people buy hir necessities often talks about how it’s just *easier* for other people to not spend money on luxuries and trips. Other people just don’t enjoy such things as much as zie does. Other people aren’t *really* sacrificing. Other people don’t know what it’s like, having friends who like to go out and spend money, wanting to go on trips, wanting to buy nice things.
Every time I read something like this, I want to say @#$#@ you. I mean seriously. You are not a special snowflake. @#$@# you. Sacrifice is NOT fun.
It isn’t easier for me to not have things I want. I don’t get my kicks from saving instead of spending. I would *love* to take vacations and eat out all the time and live someplace amazing and buy all sorts of fancy stuff. But I don’t.
Why don’t I? Two main reasons:
First: That feeling you’re always complaining about? The one where your budget comes up short and you don’t know where the missing money is going to come from? The one where you’re getting lots of sympathy from your blog followers? That one. I HATE that feeling. I hate it so much that I have something called an emergency fund. I hate it so much that I set my fixed expenses low enough that there’s some extra every month. So much that we’ve never had consumer debt and we paid off our loans ages ago.
Second: You know how your family bails you out when you don’t have money for a broken appliance or the kids’ tuition or a whatever the latest emergency is? Yeah, I don’t want my parents, my parents who make less money than I do, to be bailing me out as an adult. I don’t want them to @#$3ing sacrifice their wants because I wasn’t willing to sacrifice my own. Emergencies happen on a pretty regular basis and you should plan for them. If you can’t, then you can’t really afford those trips with friends.
So yeah, @#$@ you. Sacrifice sucks for everybody. That’s why it’s called sacrifice.
And maybe it’s easy to spend less for people like Mr. Money Moustache or Frugal Woods, but you don’t have to be an early retirement extreme junkie to be responsible with your finances. And even with MMM and FW, it may just be that their values for the environment or for early retirement are stronger than their desire to spend. That doesn’t mean they don’t have a desire to spend, just that there’s something more important to them than spending.
It’s not easier for other people to not spend. It’s easier for you to let people bail you out or to have those regular feelings of panic than it is for the rest of us.