I decided yesterday that I need to give up on Mint so I’m looking at replacements. I don’t really need a “budgeting” app. I use Mint mainly to track my spending, look at trends/patterns so I can make adjustments as needed to meet goals, and export reports for taxes. Doing some searches has led me to CountAbout as an option. It’s not free, and it seems that in order to get the automatic downloading of account data you have to pay $39.99 a year.
What do Grumpy Nation folks use? I’m open for suggestions.
The reason I’m giving up on Mint is that it simply will not connect to my mortgage or Ally Cashback credit card. I just get vague messages about security, although I can’t understand why there are problems since the security on these accounts don’t seem very different than others. I’ve tried their customer service chat more than once, and each time has ended with a “I’m sorry it’s not working” message. Ugh! These aren’t tiny financial institutions, and they are pulled up in the Add Account drop down, so some people must be able to get their accounts synced. I’m so tired of entering these transactions manually as “cash” transactions.
https://www.fivecentnickel.com/best-budgeting-tools/ people seem to like YNAB and Quicken, but that’s budgeting. Leigh has programmed her own software.
#1 uses Mint, but not that carefully since it also usually doesn’t connect to one of her credit cards (despite working with her DH’s credit card from the same company) and doesn’t at all connect with her credit union. We download all the tax stuff individually in February and just don’t pay that much attention otherwise.
#2 doesn’t use any program.
Grumpy Nation, surely you have better advice for Linda! What software do you use to get your spending information all in one place, if any?