Link Love

I have the same thing that Kameron Hurley has which is irritating because this is the second one in like three months.

Let’s do it!

Hollywood women unveil anti-harassment action plan

Evidence from peer review that women are held to higher standards

Do you have a male or female brain?

Changing anti-vaxxers minds

A financial reckoning

Pros and cons of donor-advised funds

Do you want to take a survey about swear words in many languages? It’s fun, I promise.

WWII flight nurse poetry

ay, carumba

Damnit, Cheeto Satan.

memo to self: I want to keep this handy and re-read it frequently. It speaks to me.

This is cool

Remnant:  a short story

12 Responses to “Link Love”

  1. becca Says:

    The 401k link is really interesting, if slightly depressing. Why is it captioned “Damnit, Cheeto Satan.” though?

    • nicoleandmaggie Says:

      #2 has no idea, unless it’s that the current administration is definitely not going to fix anything.

    • Debbie M Says:

      I found this article very disturbing. I knew that making the default to save more helped people to save more, and I thought this was awesome. Finding out that debt increases in response was very sad. Finding out that increases even more than savings increases, including company matching, was horrifying.

      I don’t even get it. I was hoping that the magic of not spending money that you don’t see that I read about in personal finance blogs all the dang time would work. I don’t understand that magic; my best guess is that people stop spending on luxuries (such as eating out, movies, clothes) at the end of the pay period. But that’s not happening here.

      I wonder if the deduction makes them feel so poor that they don’t even try to limit their spending to what they have (or if the magic doesn’t work for people who use credit cards).

      Or do they feel rich from having a more expensive house and money put away, so they spend more guilt free?

      • nicoleandmaggie Says:

        Some people don’t actually spend on luxuries because they don’t have enough money. Debt increases because they have an emergency and don’t have access to cheap credit, only expensive credit. (This finding is not actually a new one in economics– we’ve known that there are limits to defaults and that some people rationally shouldn’t be saving for retirement on top of social security for a long time).

      • Debbie M Says:

        Thank you for this additional information!

  2. Leah Says:

    The swear word thing was fascinating and fun! Thanks.

  3. Debbie M Says:

    I recently looked briefly into donor advised funds recently.

    My favorite portal for charitable giving, got sold to JustGiving. Of course the latter gets bad reviews. So researching ways to give anonymously, I came across donor advised funds. I happened to learn that Fidelity charges a 0.6% fee or $100/year. At my levels of giving, that $100 would be a pretty big percentage. And that fee is charged every single year.

    Given that I waited until the last minute to figure things out, I ended up just using Network for Good, which seems to work the same way JustGive used to work. They also do charge a fee; I couldn’t find how much it was, somewhere between 3-5% inclusive. But only once.

    It was interesting reading your link about donor advised funds. I now think they are not for me. If I want to give a bunch of money after my death, I could make charitable causes beneficiaries of my Roth IRA. The problem with that is who tells Vanguard that I died? One solution is to make a person one of the beneficiaries, too, and that person could tell them. Or of course your executor could do it.

    • nicoleandmaggie Says:

      Yeah, the bunched tax deduction is good if you play it right (less good these days), but the extra fees take a bite. I also need to write lots of $25 checks which is smaller than most (though not all) providers allow.

      I assume the executor takes care of that?

      • Debbie M Says:

        Yeah. I feel sorry for executors.

        Oh, another advantage is that you get one receipt for tax purposes–from either your donor advised funds or from a place like Network for Good.

  4. Revanche @ A Gai Shan Life Says:

    That quiz was a little annoying because they didn’t have my preferred C option for this question: “4. When it approaching difficult technical tasks I …”
    I do it to the best of my ability, ask for help as needed, then crow about eventual success. In my professional world, I have a very specific set of privilege and being braggy about my competence without being dinged for it is one of them. It is astonishing what that’s done for my confidence and will not give that up without a fight.

    I’m shocked that there’s any way to change an anti-vaxxer’s mind but darned glad they’ve found one way that works.

    • nicoleandmaggie Says:

      I’ve seen that way work on mommy forums too– not for the hard-core anti-vaxxer leaders but for the followers. One description of a child getting whooping cough or the measles and a bunch of moms go out and get their kids the vaccine. (One description of a kid having a negative reaction to a vaccine and a bunch of moms decide to delay the next vaccination…) The availability heuristic can be used for good or evil.

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