DON’T FORGET TO VOTE TUESDAY NOVEMBER 5TH!!!!
Back when I had just graduated from college, my former roommate and I had gotten a bill for missing furniture that we’d never gotten in the first place (our room was too small to fit an easy chair they’d tried to deliver). I had called up and complained and gotten the charge revoked. My roommate’s father had just paid her half. I don’t remember the exact amount but it was definitely over $100.
At the time I did not understand how someone could just *do* that. If nothing else, the principle of the thing. I’ve spent most of my life keeping track of things. Billing discrepancies, missing reimbursements, accidental overcharges. Even though I hate calling places, I would protest mistakes or make DH protest them.
And now… I just don’t. I don’t notice them as much and when I do notice them, if the amount is small enough and not likely to be repeated I don’t call. I do make DH keep track of our internet bill out of principle, and I would make him do the same for the cell if Ting wasn’t such a great company, because those companies would regularly cheat us. In fact, shortly after starting this post our internet bill went up somewhat randomly, and DH called and… they refused to budge or let DH talk to a manager or anything. We only have two internet providers in the area (this is down from 3– the major competitor no longer provides internet, only tv) and the other option is pretty bad, so this company feels like they have a monopoly on us. Old us would have switched out of sheer annoyance at not being allowed to talk with a manager (or at least gotten far enough along in the cancellation process that they offered us a deal). But right now we don’t want to deal with the hassle. Maybe this summer. Or never.
This is a pretty new phenomenon for me… maybe half a year old, give or take. This is the first time we have money and really nowhere to put it. We’re not saving for a car or a house. We’re not saving for leave or so DH can quit his job. We have a full emergency fund. We’re maxing our our retirement. Our mortgage is paid off. Our college savings are such that depending on where the kids go we might be over-saving (though fortunately with two children we can adjust after we know what DC1’s situation is going to be). We’ve way upped our donations. We can cash-flow the kinds of vacations we go on with DH’s family. And our next “it would be nice”s are so far away that there just doesn’t seem to be much point– we’re not going to quit our jobs and move to a house we’ve purchased in a West Coast city any time soon because we can’t afford a house out there without high-paying jobs and we don’t have those jobs in West Coast cities. That certainly doesn’t seem worth scrimping and saving for.
I like this diminished mental load. I like not worrying about things. I like being able to say, “Enh, it’s just money.” I like being able to think, “maybe they need the money more than we do” (NOT something I think about our terrible big chain internet provider, but something I do tend to think about say, restaurants, or the piano teacher if she makes a billing mistake). I like having a lot of money.
Don’t let people say money can’t buy happiness. It can and it does. Having more than enough (without going insane with stupid things because you want to keep up with the Trumps or whatever) decreases stress tremendous amounts as you go up the income ladder. Yes, there is some point where you hit diminishing marginal returns on that de-stressing, and we’ve probably hit that point, but with every increase there’s been more and more we can just not worry about. First the price of groceries, later the price of gas, now the price of letting small* billing mistakes go. Not keeping track of these things is such a gift.
*Disclaimer: I do still keep track of BIG billing mistakes, which is why I got big influx of late reimbursements in early October.
Are there things you just don’t worry about anymore because you can afford it? What do you wish you could just ignore?