If you don’t care about what happens to your assets after you die, you probably don’t need a will. Your stuff will be apportioned out in accordance to state laws and people will get what they get, including the government.
But if you have kids, you need to make sure they’re taken care of. Even if you don’t have much of an estate you need to make sure that if you die unexpectedly that the powers that be know where your kids are going to go. So they don’t have to enter the foster care system.
You may be thinking, but I have a spouse, if I die or if they die then it’s obvious that the kids will just go with the other spouse.
That’s fine, but what happens if you both die at the same time? Say you’re in a car accident together.
You need a will.
The will needs to say who is going to take care of your kids and who is going to take care of your kids’ money. (Which they will presumably get because you and your spouse had life insurance, right? If you have kids, you probably need life insurance!)
If you have pets, you may also need a will depending on what the people in charge of your estate would do if you died without a will. At the very least, stick a note in their vet records saying who will take care of your pets should you be gone (and make sure that person agrees!), especially if said person is not your next of kin. If you don’t have people you can trust, this random website says that a will may not be enough.
Do you have a will?