#1: We have no post for tomorrow
#2: Do you have some money things to ask me, or say? Or talk about? Something something… I like money?
#1: What’s it like having two incomes now [that your DH has been re-employed for a while]?
#2: Not any different. Nothing’s really changed?
#1: No? It’s really no different having your DH working vs. not? Why is that? For me there’s a huge difference!
#2: I mean…. he handles most of the bills. Our level of spending hasn’t changed. We’re not really doing anything different in our daily lives.
#1: You don’t have fewer money worries? Or is it that he had enough of a buffer that it was ok?
#2: I mean… some, I guess it’s slightly less worrisome? I didn’t have a whole lot before. We have a big buffer.
#1: Maybe it’s like when I go on leave… like, it’s planned for and expected and stuff. Whereas DH being unemployed is more worrisome because we don’t know if he’s going to be able to find employment again without us all moving. I guess your DH has better market prospects?
#2: We have enough buffer to not really change anything, I guess.
#1: Is it different when you’re the one unemployed?
#2: If DH stops doing this job, he’ll just get another one. My job is less essential to the financial functioning of this household, but still important. We could afford for both of us to be out of work for a short while, but that would blow the buffer. I mean, we live in an expensive place. But we also have a bunch of money, so….?
#1: We live in an inexpensive place, and we can live on my salary… but for some reason it’s more stressful. We have to keep an eye on the spending… we can’t just say yes to things, whereas when he’s working we have enough extra we don’t need to sweat the small or medium-sized stuff. Maybe it’s the kids–they’re more expensive than cats, and needy. Like, they need stuff.
#2: Yes, I think if I had kids that I was worried about their present and future needs… that would be a LOT of stress. If I had kids I would feel stressed ALL the time.
#1: … that’s not even counting when the after school activity teacher tells you that the Hershey’s kisses your DC2 is tantrumming about not getting are only for mommies who participated in their stupid unannounced parent participation day that you would totally have not had DC2 participate in if you’d known it would be happening when DH was out of town… I digress.
#1: Or maybe it’s just that you’re naturally frugal now and the same naturally frugal when your DH is unemployed and there isn’t a big level jump given how expensive it is to live where you live– you still have to be moderately careful.
#2: More like naturally medium. Not very frugal.
#1: You don’t have enough space to be truly unfrugal. Unless your DH has a Tesla I don’t know about.
#2: Nope. Also I don’t like clothes shopping, and I like to stay at home.
If you’re partnered, how does your life change when one of you is out of work? What do you think is going on?