Last month (December):
Years left: 1.25
P =$1,143.40, I =$71.00, Escrow =$809.48
This month (January):
Years left: 1.166667
P =$1,147.93, I =$66.47, Escrow =$809.48
One month’s prepayment savings: $0
Bet that headline caught your attention.
It’s a bit surreal and really sad– zie was only middle-aged (and on the young side of middle age!) and the death was sudden and unexpected. I never met the landlord, but both DH and our friend out here had. It didn’t really hit me that the landlord was a real person until I remembered that zie had a 13 year old child. Somehow knowing that a person was loved and will be missed makes death that much more real.
Nobody actually bothered to tell us (either us or the other half of the duplex) about the death. We found out when we asked our neighbors if their rent check had been cashed for the month because ours hadn’t. We also hadn’t gotten responses about a couple of repairs we’d requested. Our neighbors had direct deposit set up so they hadn’t had a problem, but they googled the landlord and found the obituary and memorial service and told us. Then emailed the landlord’s partner with condolences.
Fortunately, Paradise is in a state that protects tenants more than landlords, which means that once the mess of who actually owns the building is figured out (not a lot of middle-aged people are thinking about wills, and this landlord wasn’t the most organized person), they can’t kick us out to sell the place until our lease is up. *Whew.*
According to the internet, we are to write our checks to, “The Estate of XX” instead of to XX until we get official notification otherwise. We should keep copies of the checks we send (because if they don’t get the checks then the new owner can kick us out before the lease is up). But not much else should change for the remainder of our stay.
As for repairs — DH fixed the toilet himself. I don’t know what we’re going to do about the garage door that only opens from the front when it’s warm. (Our kludge is going in the back door and opening it from the inside.) Our neighbors said the landlord was really bad about repairs anyway, but was also really bad at increasing the rent, so they just bought a new dishwasher to replace the one that broke and didn’t mention a thing to the landlord. Hopefully that won’t happen with us because I am not interested in purchasing appliances, even if we can handle toilet innards.
And if you’re ever in the situation in which your landlord dies– check your state laws. In some states, the new owners can break your lease and kick you out without recompense as soon as ownership changes hands. Some states will protect you so long as you’re under contract. Some municipalities may even provide more protection if the new owners aren’t planning on selling or moving in themselves.
Also, even if you’re young, if you have people depending on you, make sure that you have a will. Sudden and unexpected deaths do happen.